Group
Medicare
Retiree healthcare solutions, elevated.
Finally — retiree healthcare options at NO COST to your employer or union.
Partner with Evan Agona to become your company's dedicated Medicare resource, simplifying the transition from employer-sponsored coverage to individual health plans.
Retirement and legacy benefits can be a tough burden on a company's bottom line. Evan Agona — an affiliate of TLC Insurance Group & Wealth — can help ease that burden, potentially moving your company back into the black. From zero-subsidized to fully-subsidized plans, we have options available for all groups of retirees, their spouses, and surviving spouses.
Why Partner With Us
What We Bring
to Your Organization
We eliminate the HR and administrative burden of managing Medicare-eligible retirees — so your team can focus on what matters most.
Free & Valuable Service
We provide a free and valuable service to your retirees, their spouses, and surviving spouses — at no cost or obligation to the employer or union.
Employer-Sponsored Options
Flexible group plan options available for as little as no cost to the employer or union — from zero-subsidized to fully-subsidized arrangements.
Eliminate HR Burdens
Evan handles all Medicare-eligible retiree calls, questions, and services — removing Medicare complexity entirely from your HR team's plate.
National Concierge Service
Retirees are serviced nationally through TLC's Call Center and Concierge Service, with options for 1-on-1 meetings or full phone support.
Retirement & Age-In Assistance
We assist HR with employee retirements and Medicare age-ins, ensuring a seamless transition every time a retiree becomes Medicare-eligible.
Custom Branded Materials
Your company logo is used on all retiree marketing materials upon request — keeping communications consistent with your organization's brand.
Coverage Options
Group Medicare
Plan Options
A full suite of group coverage options designed to meet your retiree population's needs, budget, and long-term preferences.
Medicare Supplement
Covers costs original Medicare doesn't pay — copayments, coinsurance, and deductibles — giving retirees predictable, low out-of-pocket expenses.
Medicare Advantage
An all-in-one alternative to original Medicare that often includes prescription drug coverage and additional benefits through approved private carriers.
Medicare Part D
Stand-alone prescription drug coverage that helps retirees manage medication costs and avoid the Part D late enrollment penalty.
Group Dental
Supplemental dental coverage to round out your retirees' benefits package and protect their overall health and wellbeing in retirement.
Group Vision
Supplemental vision coverage for routine eye exams, prescription eyewear, and contact lenses — helping retirees maintain their quality of life and independence.
Solving Real Problems
Common HR Challenges
We Address
HR representatives face real difficulties when supporting Medicare-eligible employees and retirees. We eliminate every one of them.
Limited Medicare Expertise
HR teams may not have in-depth knowledge of Medicare eligibility, enrollment periods, and plan options. We become your organization's dedicated Medicare expert.
Complex Rules & Regulations
Staying current with Medicare's evolving rules is a full-time job. We monitor changes and ensure your retirees always receive accurate, up-to-date guidance.
Coordination with Other Benefits
Understanding how Medicare coordinates with existing health coverage is critical. We manage this for every retiree to avoid gaps and lifetime penalties.
Communication Challenges
Medicare information is complex. We communicate clearly with retirees so they understand their options and make confident, informed decisions.
Limited HR Resources
HR departments are stretched thin. We take Medicare support entirely off your team's plate, saving time, reducing stress, and improving retiree satisfaction.
Legal Compliance
Medicare compliance errors can result in penalties and legal issues. We ensure every retiree transition meets all applicable laws and Medicare regulations.
Simple Process
How It Works
Getting started is straightforward. Evan handles everything from the initial consultation through ongoing retiree support — at no cost to you.
Free Employer Consultation
Evan reviews your current retiree benefits, headcount, and goals to identify the best group Medicare approach.
Plan Design & Proposal
We present employer-sponsored plan options tailored to your budget and retiree population — from no cost to fully subsidized.
Retiree Education Meetings
Group or individual sessions on-site, virtual, or by phone — walking retirees through their options clearly and without pressure.
Enrollment & Ongoing Support
Evan and the TLC team handle enrollment, answer ongoing questions, and provide concierge support to retirees and their spouses.
No Cost. No Obligation.
No Reason to Wait.
There are no fees for our services and no obligation to your organization. Let Evan show you how Group Medicare can relieve your HR team and benefit your retirees.
Evan Agona
Licensed Insurance Agent | Affiliate of TLC Insurance Group & Wealth
Agona Insurance Services is not connected with the Federal Medicare program. This is an advertisement for insurance products and services. By contacting this number, you will be connected with a licensed insurance agent. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get inf