Terms of Service

Acceptance of Terms

By using this website, you agree to be bound by these Terms of Service. This website is operated by Agona Insurance Services (“we,” “us,” or “our”).

Informational Purpose Only

Content provided is for general informational purposes and does not constitute insurance, legal, financial, or tax advice. No insurance coverage is bound or modified through website communication.

Quotes and Coverage

Insurance quotes are estimates only and subject to:

• Underwriting approval

• Carrier rules and availability

• State licensing requirements

Coverage becomes effective only after approval by the issuing carrier.

Independent Insurance Broker Disclosure

Agona Insurance Services is an independent insurance agency and is not affiliated with or endorsed by any government agency including Medicare or the Centers for Medicare & Medicaid Services (CMS).

Limitation of Liability

We are not liable for damages resulting from use of this website or reliance on its content.

Governing Law

These terms are governed by laws of the State of Ohio.