Understanding Medicare Advantage (Part C)

Medicare Advantage (Part C) is an alternative to Original Medicare offered by Medicare-approved private insurance companies. These plans provide your Part A and Part B benefits through the private plan, and most include Part D prescription drug coverage.

Key Benefits

Many Medicare Advantage plans may include additional benefits such as:

• 🏥 Hospital & medical coverage

• 💊 Prescription drug coverage

• 🦷 Dental benefits

• 👁️ Vision benefits

• 👂 Hearing benefits

• 💪 Fitness & wellness benefits

• 🚗 Transportation or other supplemental benefits

Plans also have an annual maximum out-of-pocket limit for covered Medicare medical services, providing financial protection if you have significant healthcare expenses.

What Should You Compare?

Every plan is different. Before enrolling, consider:

• Doctors & hospitals: Are your providers in-network?

• Prescriptions: Are your medications covered and affordable?

• Costs: What are the premiums, copays, deductibles, and maximum out-of-pocket?

• Benefits: Which additional benefits are important to you?

• Plan rules: Are referrals or prior authorizations required?

Plans, benefits, networks, and costs can change each year.

When Can You Enroll?

Medicare Advantage enrollment may be available during your:

• Initial Enrollment Period when you first become eligible for Medicare.

• Annual Enrollment Period: October 15–December 7.

• Medicare Advantage Open Enrollment Period: January 1–March 31, if you're already enrolled in Medicare Advantage.

• Special Enrollment Period, if you qualify due to certain life events.

Need Help Comparing Plans?

There isn't one Medicare Advantage plan that's right for everyone. Your doctors, prescriptions, healthcare needs, budget, and available plans in your area should all be considered.As a licensed local insurance agent, I can help you compare your available Medicare Advantage options and understand the differences.

Call 330-716-1368 for a no-cost, no-obligation Medicare consultation.

Plan availability, benefits, premiums, provider networks, and costs vary by plan and service area. We do not offer every plan available in your area.